Subletting

Sub-letting

If you sub-let your home without written agreement from us then you are in breach of your lease, and we will take action against you to terminate the sub-let.

Requests will be considered on a case by case basis and any agreement will be subject to a number of conditions. We will require written evidence of any exception. If permission is granted there will be a number of requirements and we reserve the right to withdraw our permission at any time. The agreement will be for a maximum period of twelve months.

Renters’ Rights Act 2026

If we agree for you to sub-let your home, you will become a Landlord and as such you will need to be aware of the Renters’ Rights Act, which was introduced in May 2026. We strongly recommend that you use a letting agent if you sub-let your home, as they will be able to provide guidance on your responsibilities as a Landlord, especially around giving your tenant the correct notice and notice period to end the tenancy. Alternatively, you may wish to consult a solicitor. Moat is not able to assist you or provide guidance on your obligations as a Landlord under this Act.

Lodgers

You may be able to take in a paying guest or lodger providing you are still living in the property as your main home, however you must contact the Post Sales Approvals team at Moat to obtain written consent, as in some cases we will need to seek consent from your managing agent (where applicable).

Taking in a lodger should be an informal, short term option; advertising and letting a room on a short term basis, for example via Airbnb, or similar letting platform, is not permitted in any circumstances.

Sub-letting