Gavin joined us as Chief Executive in October 2024 after being Chief Executive of settle. He has over 30 years’ experience working in housing, developing and delivering support services for homeless people, general needs housing, specialist housing for older people and inner-city regeneration. Gavin is the Regional Chair of the National Housing Federation’s East of England Sounding Board. Gavin has a strong commitment to housing, its ability to transform people’s lives and provide a platform from which people can achieve their potential.

Steve was appointed in April 2009. Having worked in the housing sector since 1989, he brings a wide range of experience in housing management, operations, property services, asset management, shared ownership, estate and social regeneration and development. Prior to joining Moat Steve spent 18 years at the London and Quadrant Group where his last role as Managing Director of the home ownership specialist, Tower Homes, saw him lead on Tower Homes’ three-star audit inspection. Steve is currently a board member of B3 Living and Chair of their Development Committee.

Carrie joined Moat in 2020 and is responsible for leading the strategic direction for People, Communications, Technology, and Data and Transformation. Carrie is passionate about colleagues achieving their full potential and raising the profile of the important work Moat carries out. She is very proud of the fact Moat has been recognised as one of the Sunday Times Best Places to Work in 2023 and 2024. Prior to joining Moat, Carrie worked for Medway Council where she was an assistant director leading on a large-scale transformation programme and the senior lead for a wide range of operational teams delivering services to the people of Medway. Carrie is a fellow of the CIPD.

Gloria was appointed in April 2023 to lead on developing and maintaining the financial well-being of Moat and getting to know our customers, people, and partners in order to create and maximise investment opportunities in our communities. She is a passionate advocate of social housing, with a career that spans over 16 years in the sector. Gloria has enjoyed a variety of advisory, executive and non-executive finance roles at several housing associations, most recently at Origin Housing Group as Deputy CEO. She is currently a member of the Credit Committee at MORhomes PLC and Chair of the Audit and Risk Committee for Phoenix Community Housing and is a Fellow member of ACCA. Gloria has responsibility for our compliance with the consumer standards.