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Repaying your loan

Everything you need to know about repaying your equity loan can be found below.

You can repay your equity loan at any time by either:

Most equity loans can only be repaid in full. The amount you pay back will be calculated on the current market value of your home, which will be assessed by an independent surveyor, for details on the surveyors please download this PDF.

Our panel of experienced mortgage advisors are happy to talk with you regarding your mortgage and other financial services. You will also need to appoint a solicitor to act for you. You will only be able to move your equity loan to another property in exceptional circumstances and this depends on the funding you received.


Our homeowners handbook gives further information about purchasing further shares so please take a look before applying. Once you are ready to apply, please log into your MyMoat account, to access the application. If you do not have a MyMoat account, it;s easy to set one up; simply visit moat.co.uk/mymoat and click on ‘sign up’. Enter your email address, surname, date of birth and set up a password. You will be emailed a verification link which you will need to click to activate your account and you’re ready to go.

Please note that the information you enter to set up your MyMoat account must match the details we have for you on our system.