My home ownership optionsignore

 
Southfields

We offer a variety of home ownership options for first time buyers. Most of these are known as HomeBuy, a government funded initiative that helps first time buyers get a foot on the property ladder. In London, this initiative is called FIRST STEPS.

We also work with private developers to offer open market new homes to people who are first time buyers. 

We also have a selection of options available exclusively to Moat's rented residents. 

 
 

Shared ownership 

Brand new homes for sale on a part buy/part rent basis, with shares from 25%.

 

 

 

 

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Resales 

Existing and established homes for resale on a part buy/part rent basis, with shares from 25%. 

 

 

 

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FirstBuy  

A brand new equity loan scheme to help first time buyers purchase a new build home on selected developments.

 

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HomeBuy Direct 

Brand new homes available through selected private developers, with shares from 70%.   

 

 

     

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Rent to HomeBuy/discounted rent 

Brand new and existing homes available to rent at reduced rates, until you are ready to buy on a shared ownership basis. 

 

 

 

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 Open market sales

Brand new homes available for you to buy outright.

 

 

 

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Mortgage rescue 

Help for some of the most vulnerable households facing repossession to stay in their homes and within their communities. 

 

 

 

 

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Right to Buy 

For Moat residents with a 'secure' tenancy agreement commencing prior to 18 January 2005 (or former local authority tenants with 'assured' agreements who held 'secure' agreements when their home was transferred to Moat) to purchase your home at a discounted rate.

 

 

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Right to Acquire 

For Moat residents living in a property that has been built or purchased by Moat on or after 1 April 1997 to purchase your home at a discounted rate. 

 

 

 

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Social HomeBuy 

We do not offer Social HomeBuy to Moat tenants wishing to buy the homes they are currently renting. If you wish to own your own home, you should check your lease as you may qualify to apply for Right to Buy or Right to Acquire, two government funded schemes to help people who are tenants to buy their homes. Alternatively, you should consider HomeBuy options - people who are social tenants are given top priority to buy a home through shared ownership or equity loan HomeBuy options.