If you require financial advice or are in financial difficulties you may wish to seek advice from an independent debt counselling agency, eg, the Citizens Advice Bureau. If you are facing financial difficulties, we strongly recommend you seek professional advice, and alert your mortgage lender as soon as possible, before your situation worsens and your home is put at risk.
Moat are also able to offer a free and confidential welfare benefits service to our residents. Our staff can assess your income and expenditure and advise you, where appropriate, of how your income may be maximised and/or how your expenditure may be reduced (e.g. by claiming welfare benefits).
If you would like to know what welfare benefits you may be eligible to claim, please contact us. Alternatively you can view our welfare benefit advice pages.
If you are intending to re-mortgage or move your mortgage to another lender, we have an independent mortgage advice panel. To view information on our panel, please click here.
Your home is at risk if you do not keep up rent and mortgage repayments or payments of other loans secured on it.
Please note that the value of properties can go down as well as up.